Tuesday, August 25, 2015

Sometimes Life Happens

When you are 21 years old, sometimes life happens. College happens, family emergencies happen, summer ends and then work plus 21 credits of school happen. Ive missed out on a few of my normal posts due to life happening in the last month or so. 

No matter how tough it gets I know that it will always get better. I am so fortunate to have my friends and family with my. I am fortunately able to attend a great university and fortunate enough to be able to write this blog. So while yes an unexpected break took place please know that sooner than you expect Div Kid will be back to normal. I really just need to settle into my new schedule and get acclimated to college life again. Thank you for sticking with me and look for new updates this week on; July Incomes and Expenses, Personal post #3 and much more!

I am a 21 year old kid who seeks to create a life of financial independence via passive income. The accumulation and growth of quality dividend yielding stocks will be the main source of income and this is my journey.



  1. Yeah 21 credits would do that! You are already on a great path. I wish I had that figured out at 21.

  2. Im 28 with 18,000 left in student debt and over the past year have discovered this world of dividend investing DUDE you are years ahead of me by the time your my age you will probably be racking in $1,000 a month in dividend if you keep it up CONGRATS im a new follower just read every post you have written and have you followed in my google blog account so i will return when you get back to posting. Keep it up man your doing awesome im inspired by you i wish i would have got hip to this when i was 21!


  3. My portfolio value over the long term has gone up, but it was going up then down then up constantly.
    The swing in value was small at times but very large at other times. In a blog entry in 2014
    I talked about losing 30% of the value of my portfolio in 2000 and 2008 problems, but I did recover well.
    See my entry on 2000, 2008 and Recovery.

    So I concentrated on getting the income I needed, not on the value of my portfolio. I have always had
    a budget so I knew what income I would need. If you have RRSP or RRIF accounts taxes are more complicated
    than just dividends. Basically you pay tax on RRPS and RRIF withdrawal amount like they were salary.
    They are fully taxable.

    double income
    tripple income